Zoning limits, typical rent, and 5%-down CMHC Prefab Plus financing for garden suites and coach homes in City of Ottawa — checked against 2026 by-laws and market data.
Run the ROI Calculator → Check Your Zoning →As-of-right status: Yes, as-of-right. Up from 800 sq ft in the prior by-law — one of the most generous limits in Ontario.
Source: City of Ottawa 2026 Zoning By-law, Section 202
As of 2026, CMHC insures mortgages for prefab/modular ADU construction with as little as 5% down and staged funding across 4 milestones — the same terms as buying a regular home.
Our $497 Feasibility Report confirms your exact zoning, realistic cost, and permit pathway for your Ottawa property within 48 hours.
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